Broker Check

The Balance

Sarah Around Town

If I'm not at the office, I'm probably at the barn.

Living my childhood dream of having my very own ponies is a deep privilege. But that doesn't mean being a Pony Mom is always fun.

As their owner, I am responsible for meeting all of Chico's and Nemo's needs from housing, to feeding, to vetting, and fitness; I do it all. And that means sometimes putting my ambitions on hold because it will benefit us all long term.

When I brough Nemo home in 2024 I saw a glittering future for this well-bred and fancy young horse. He proved himself in the show ring later that year and my ambitions grew stronger.

Then he started to show sign that he was in pain. And everything stopped.

Since early 2025 we have been engaged in the long, slow, and (sometimes) frustrating process of rebuilding Nemo from the ground up.

While my peers are cantering around gracefully on their horses each weekend, we're focused on more basic things. And it's easy to feel jealous or like we're behind.

But we aren't behind. We are right where we need to be, making the choices that will set us up for great success in the future.

Building something amazing takes time, discipline, and faith.

When I ask you to make a hard choice now to benefit your future self, I know how it feels. And I know that you might feel like you're behind or not doing as well as your peers.

My job is the lead you down the path to something amazing and to help you keep the faith when you lose it. And it's a deep privilege.

Wealth Management 101

Saving Money: How Much Should I be Savings? And Where?


“How much should I be saving? And where?”As a Financial Advisor, I hear this question a lot.

Money is finite. You have financial goals for today, goals for five years from now, and goals for 30 years from now.

How do you balance needs and wants today against needs and want tomorrow?

If you follow me on social media, you’ll know I don’t subscribe to one-size-fits-all advice. So below, I’m going to outline the financial principles you can use to decide how much to save and where to save it.

Continue Reading...

Featured Tuesday Tip

Featured Tuesday Tip

We plan ahead for all sorts of things. Why not plan ahead for a volatile stock market?

We know the stock market will have its ups and downs. One way to deal with those ups and downs is to only take the amount of risk you can tolerate.
There are two components to this:
- Your overall risk tolerance 
- Your time horizon 

If you need the money soon, take less risk. If you don't need the money for a long time, you can take more risk.

But never take more risk than you can tolerate.

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